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Debt
Consolidation Really Works!!!
It’s
true!! If you’re a home owner, you can use the equity that your
home has earned for you to pay off high-interest debt, credit cards, or
collection bills; saving you hundreds or even thousands of dollars per
month in household expenses. The secret of how these loans work
is in finding a loan where your new interest rate is lower than
the blended rate of your current mortgage and all of your other high
interest debt.
Below is an example taken from an
actual family in Washington
State:
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Before
Debt Consolidation
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After
Debt
Consolidation
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Mortgage:
$2,300
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Mortgage:
$2,600
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HELOC: $300
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HELOC: $0
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Credit
Card: $80
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Credit
Card: $0
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Credit
Card: $60
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Credit
Card: $0
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Credit
Card: $80
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Credit
Card: $0
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Store
Cards: $145
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Store Card:
$0
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Medical
Bill: $100
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Medical
Bill: $0
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Collections:
$150
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Collections:
$0
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Car
Payment: $450
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Car
Payment: $0
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Total:
$3,665
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Total:
$2,600 *
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Using the equity in their home, this
family was able to pay off approximately $36,000 in high interest bills and
collections saving approximately $1,000 per month in household expenses and improving their credit
scores.
*Individual payment results may
very. Call for details.
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Today’s
Rates
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Loan Type
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Rate
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30 yr fixed
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6.125%
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15 yr fixed
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5.75%
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5 yr ARM
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5.75%
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3 yr ARM
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5.625%
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Interest-Only options are also available. Call for details!!
*Rates are subject to change daily. Call for up-to-the minute rates and programs
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Take the first step into your new home
Have you ever driven
through a neighborhood where you saw the perfect house on the
perfect street surrounded by trees and friendly neighbors all sharing in
good conversation? What about schools? Shopping, etc? And you say to yourself: “I want to live here!”
That moment, when you
realized that home ownership is your goal, that’s when I help it become
reality.
- We’ll sit down together
and get you through the pre-approval process in no time.
- I’ll then connect you with a real estate
agent who will work hard for you and find you the home of your dreams.
Give me a call and let’s
get you living in the perfect neighborhood!
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Did you know?
Points
paid at closing are tax deductible
_____________________________
Yes, it’s true. When you get a
new mortgage loan, whether to purchase a house or to refinance your
existing home, the points you pay to buy down your rate are tax
deductible. That’s because those points are considered pre-paid
interest. They can be deducted from the taxes of the year you closed on the
new loan. Contact your tax consultant for more details.
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Llame inmediatamente. Yo puedo conseguir el préstamo que lo pondria en su nuevo hogar
Mi nombre es Gregorio. Estoy listo para ayudarte.
Yo Soy Latino Y Hablo Español
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